PRA and FCA Announce Plans for Mutual Sector

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The FCA and PRA today published their Mutuals Landscape Report. The regulators are planning to support the mutuals sector in a number of ways including:

  • A new FCA Mutual Societies Development Unit- This unit will act as a central hub to help mutuals navigate policy and legislative changes.
  • Both regulators will carry out a review of credit union regulations with the aim to create more risk-based requirements for larger, credit unions and proportionality for smaller credit unions. 
  • FCA  will provide free pre-application support for firms setting up, those innovating their business models, and those seeking guidance applying for targeted support permission. 
  • A cut in application times for new societies

More information on their plans can be found here.